Did you realize that there was once a time when local bank managers didn’t just look after their customers’ money? They’d know most people by name and you could drop in for a chat about how things were going and whether you’d need an additional business loan or a new checking account. But somehow, in the drive for profit and return, things changed. The personal touch was mostly lost and customers felt like they were no more than anonymous account numbers.

Not so at Select! We continue to uphold the values of personal service and attention to detail that many banks were once renowned for. For example, sometimes our clients have very specific business or personal needs that require expert advice in a number of areas. These include:

However, it’s possible to reduce the ‘opportunity cost’ that can come with committing a significant proportion of your disposable income to the financial markets. For intelligent investors this comes down to not committing all your available funds at any one time or to any particular asset class. (Resist the urge to follow popular market timers or stock picking ‘gurus’, as the market is a great humbler of such egos over time.)