July 2013
From The Director


Life is full of surprises. Some are happy, some not so. Being well prepared for the worst times will help you to fully enjoy the best times. For example, do you have a plan to manage the sudden passing of a family member? There’s a lot to consider, especially if you are expected to play a key roll in the process. This month, we take a look at what’s required to stage a funeral in Japan, including cremation, interment and the costs involved.

As always, we welcome your feedback. If you have any questions or would like additional information, please do not hesitate to contact your financial advisor. Should you not currently have an advisor at Select, please reply to this email and one of our senior consultants will contact you promptly.

Best Regards,

Imants Katlaps
Managing Director


Anticipating the unexpected is one of the great dilemmas of life. We all want to think positive and remain optimistic, yet no one wants to be caught unaware, or unprepared, when trouble strikes. Whether it’s simply a sudden thunderstorm, or a more serious issue such as a financial crisis, or a death in the family, planning for the worst can be a vexing exercise.

Unfortunately, severe illnesses and accidents strike without warning, so it’s best to consider your options and form a loved-one’s funeral plan when you are in a frame of mind to think clearly. And the funeral of a loved one is one of the most important expenses you are likely to face.

In Japan, funerals and the related ceremonies are known to be quite costly. If you have a Japanese spouse and, by extension, Japanese in-laws who you may be responsible for...

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